Buying a Property in Spain: Your Complete Guide

The climate, lifestyle, culture and more relaxed pace of life are just some of the reasons why so many people choose to buy a property in Spain each year.

The Spanish property market has changed considerably over the years. Buyer protection has been strengthened, the legal framework is much more robust, and buyers today have access to far more information and professional support throughout the purchasing process. With the right advice and independent legal representation, buying a property in Spain can be a safe, straightforward and exciting experience.

This guide is intended for anyone considering buying a property in Spain. It takes you step by step through the buying process and helps you understand what to expect, what to look out for and how to approach your purchase with confidence.

Contents

1. How do you get started?

2. Choosing your property

3. Mortgages

4. How Much Does It Cost to Buy a Property in Spain?

5. Currency exchange if you do not have euros

6. How to go about visiting properties

7. What you need to be able to buy a property in Spain

8. The solicitor

9. What to do once you have chosen your dream home

10. Checking out the property

11. Making sure your paperwork is in order

12. After the sale

13. Summary

1. How do you get started?

Many people begin their search for a property in Spain while on holiday in the country. Perhaps they have visited a particular region several times and developed an attachment to it, or they have friends or family who already live there.

If this sounds like you, you probably already have a good idea of where to begin your search. Thanks to the internet, there are countless resources available for searching for properties online. However, nothing beats doing your research in person. If you have family or friends in Spain, you are in an excellent position to explore different areas and view potential properties.

In other cases, there may be no particular connection to one region, but simply a general desire to buy a property in a warm and sunny country. Spain remains a popular choice among international buyers. For Europeans, it is close to home and offers a reliable climate. With its varied landscapes and lifestyles, there is something for everyone.

Research is essential. Books, online resources and property websites can help you get started, but it is also extremely useful to speak to people who know the area and understand the buying process. The Silc Estates team will be happy to give you honest advice and detailed information about the regions we cover. Please do not hesitate to contact us with your questions.

2. Choosing your property

One of the most important factors in your decision is location. Before you begin viewing properties, take some time to ask yourself the following questions:

• What is my main reason for buying a property in Spain, and how does that affect the best location?
• What are my main priorities in terms of location and surroundings?
• Would I prefer to be in the countryside, by the beach, near a golf course, within a residential urbanisation or in a town?
• Is it important for me to live in a Spanish-speaking community, or would I prefer a more international or tourist environment?
• How might my lifestyle and needs change in 10 years?
• Are there particular facilities I need nearby, such as medical centres or supermarkets?
• Will I have a car, or do I need everything to be within walking distance?

Once you have a general idea of your preferred area, you can begin narrowing your search to specific property types.

Ask yourself:

• Am I looking for an apartment or a house?
• Would I prefer a new-build or resale property?
• Which outdoor features are important to me? A garden, a solarium or a swimming pool?
• How many bedrooms do I need, and so on?

Other important considerations include the size of the property, the number of floors and its position. Your decision should take both your short-term goals and your long-term plans into account. Non-residents, for example, need to think carefully about maintenance. A large outdoor area or a private swimming pool requires year-round upkeep, so if you do not live in Spain full time, you may need to arrange for someone to take care of it while you are away.

On the other hand, if you plan to become a full-time resident now or in the future, you may need more storage, a larger living area and perhaps a garage or covered parking space.

Also consider the immediate surroundings. Do you like friendly neighbours and a lively social life around you, or do you prefer peace, quiet and privacy?

3. Mortgages

It is essential to calculate what you can afford and understand what kind of property your budget can realistically buy in the area you have in mind. If you plan to finance your purchase with a mortgage or loan, it is best to investigate this option early in the process. This gives you a clearer idea of your price range and allows you to concentrate on properties that are financially within reach.

Please note: If you are buying an off-plan property, the mortgage used to finance the purchase will normally be formalised once construction is complete and the property is ready for completion. Buyers should therefore ensure they have sufficient funds to meet any stage payments required during construction.

Obtaining a Mortgage in Spain

Applying for a mortgage in Spain is much the same as in most other countries. Lenders will normally require a substantial deposit and extensive documentation to show that you have a stable income and are able to repay the loan now and in the future.

The maximum mortgage term depends on the lender, the borrower’s age, income, financial circumstances and the bank’s lending criteria. Spanish legislation has strengthened borrower protections, requiring the relevant mortgage documentation to be provided at least 10 calendar days before signing, with the borrower receiving personalised advice from a Notary before the mortgage deed is signed. Buyers must sign a declaration confirming that they understand and accept all the terms.

Steps for Obtaining a Mortgage:

• Decide how much you want to borrow. Consider not only the monthly repayments, but also the upfront and administrative costs.
• Compare offers from different banks or mortgage brokers.
• Make sure you fully understand the terms and conditions.
• Ask for a written mortgage offer containing all the financial details and a complete draft of the contract.

Once you have accepted the mortgage terms:

• The bank sends the mortgage documentation to the Notary you have chosen so that the Mortgage Deed can be prepared.
• The Mortgage Deed is signed at the same time as the Title Deed.
• After signing, the Notary sends an electronic copy of the documents to the Land Registry.

If you later repay your mortgage in full, the mortgage should also be formally cancelled at the Land Registry. You can arrange the notarial and registration formalities yourself or ask the bank to handle them on your behalf.

In addition to interest payments, there may be other costs associated with the mortgage, depending on the lender and the terms of the loan. Be sure you understand these costs in advance.

Documents Required for a Mortgage:

• Employment security: proof that you have permanent employment or a long-term income
• Income: recent payslips or proof of income
• Financial background: evidence of previous loans, debts or arrears, usually through bank documentation
• Assets: a list of other properties or investments you own
• Guarantors: if someone will co-sign or guarantee the loan
• Additional guarantees: pension plans, savings accounts or other assets

Costs Associated with Taking Out a Mortgage:

• Property valuation costs
• Commission or arrangement fees (if applicable)
• Early repayment or cancellation fees (if applicable)
• Compulsory insurance (minimum fire insurance)
• Associated bank products or services, such as credit cards or account fees (if applicable)

At Silc Estates, we work with reputable banks that can support you through the mortgage process in Spain. We are happy to guide you and help coordinate with trusted financial providers.

4. How Much Does It Cost to Buy a Property in Spain?

Before beginning your property search, it is essential to have a clear understanding of the total budget you will need, not just for the purchase price itself, but also for the associated legal, tax and administrative costs that come with buying in Spain.

Estimated Purchase Costs

In general, we recommend allowing approximately 14% on top of the property price to cover all additional expenses. This includes:

Notary Fees

Notary fees in Spain are regulated by law and calculated according to an official tariff. The final amount will depend on the value of the property and the complexity of the Title Deed. As a general guide, buyers of a typical residential property should budget approximately €600 to €1,200 for Notary fees, although the actual amount may be higher or lower depending on the individual transaction.

Land Registry Fees

The Spanish Land Registry (Registro de la Propiedad) is the official registry that protects your registered ownership rights. The Title Deed should be registered at the relevant Land Registry. Fees are regulated by law and calculated according to the value of the property and the applicable official tariff. As a general guide, buyers of a typical residential property should budget approximately €400 to €1,000 for Land Registry fees, although the actual amount may be higher or lower depending on the individual transaction.

External Costs

There are other additional expenses that apply in some cases depending on individual circumstances. For example, if you have never had a fiscal interest in Spain before, you will generally need to obtain an NIE number as part of the property purchase and associated tax and administrative procedures.

If you are unable to be in Spain in person for important stages of the purchase, you may wish to grant Power of Attorney to a trusted representative, usually your solicitor, so that they can act on your behalf where necessary.

Taxes on Property Purchase

Taxes vary depending on whether you are buying a new-build or resale property:

New-build property
IVA (VAT): 10%
AJD (Stamp Duty): 1.4%* in the Valencian Community

Resale property
ITP (Transfer Tax): 9%* for properties up to and including €1,000,000, and 11%* for properties over €1,000,000 in the Valencian Community.

*These rates apply in the Valencian Community at the time of writing and may be subject to change. Different rates may apply in other regions of Spain.

Note: If the seller is a non-resident, the buyer is required to withhold 3% of the purchase price and pay it directly to the Spanish Tax Authority as a payment on account of the seller’s potential capital gains tax liability. If no tax is due, the seller may subsequently claim a refund.

Municipal Plusvalía: The seller is generally responsible for paying the municipal Plusvalía (Impuesto sobre el Incremento de Valor de los Terrenos de Naturaleza Urbana). However, where the seller is a non-resident individual, the buyer may be required to pay the tax as substitute taxpayer. Your solicitor will check whether the tax applies and ensure that it is correctly dealt with.

Legal Fees

You will also need to account for the legal fees involved in the purchasing process. It is important to ensure that your interests are properly represented. An independent solicitor will provide advice and reassurance, carrying out the necessary legal checks on your behalf throughout the buying process. Make sure that whoever you entrust with this important transaction puts your interests first and has no conflict of interest with any other parties involved. Clear communication with your solicitor is essential, so ideally you should choose someone who speaks your language fluently and is part of a respected and trusted firm specialising in Spanish property law. You should be provided with a personalised quotation, without obligation, so that you understand the legal fees involved before proceeding.

Solicitors will also normally deal with utility registrations and changes of ownership on your behalf.

Utility Setup

• New builds: You will pay connection charges for water, electricity and possibly gas (costs vary by location).
• Resales: You will pay to transfer the existing utility contracts into your name.

Also allow for any furnishing or renovation costs if the property is unfurnished or needs updating.

Ongoing (Annual) Ownership Costs

Once the property is yours, several annual costs apply.

IBI / SUMA (Local Property Tax)

This is similar to council tax and is based on the cadastral value of the property, as determined by the local authority. The person who owns the property on the 1st of January of the relevant year is legally liable for the IBI for that year.

Non-Resident Income Tax

Even if you don’t rent out your home, non-residents must pay income tax on second homes.

• Tax Base: 1.1% of the cadastral value if the property's cadastral value was revised, modified or determined through the relevant collective valuation procedure and entered into force in the tax year or within the previous 10 tax years; 2% in other cases.
• Tax Rate: 19% for residents of the EU, Iceland, Norway and Liechtenstein; 24% for all others
• Due: For imputed income corresponding to 2026 and subsequent years, Form 210 must be filed and paid between the 1^st of April and the 31^st of December of the following calendar year. Your solicitor or fiscal representative can assist with this. 
  

Example:

A property has a cadastral value (the value used for tax purposes, not the market value of the property) of €54,000. Assuming that the cadastral value was revised within the relevant 10-year period and the owner is an EU resident, the annual non-resident imputed income tax would be calculated as follows:

Tax base: €54,000 × 1.1% = €594

Amount payable: €594 × 19% = €112.86

For imputed income corresponding to 2026 and subsequent years, this tax must be declared and paid between 1 April and 31 December of the following calendar year.

Community Fees

Applicable if a property is part of a residential complex; these cover:

• Pool and garden maintenance
• Communal electricity and water
• Lift maintenance, etc.

Utilities

Standard monthly or bi-monthly costs for:

• Water
• Electricity
• Gas (if applicable)

Once you have calculated your total budget and ongoing costs and are confident that the investment fits your financial situation, you are ready to take the next step towards owning your dream home in Spain.

5. Currency Exchange if You Do Not Have Euros

Transferring money between countries can be costly, particularly when large sums are involved in a property purchase. The exchange rate offered by a traditional bank may include a margin over the market exchange rate, and there may also be transfer, SWIFT or intermediary bank charges. Depending on the bank, currency and amount transferred, these costs can add up to several percent of the amount being exchanged.

For this reason, it is important to compare not only the transfer fee, but also the exchange rate you are being offered and any additional charges that may apply.

A specialist currency exchange company can often provide a more competitive exchange rate and greater transparency over the total cost of the transaction. Some providers also use local banking networks, which can reduce the need for traditional international SWIFT transfers and their associated charges.

At Silc Estates, we work with a trusted currency exchange partner offering excellent exchange rates and reliable service. Contact us for more information or a personal introduction.

6. How to Go About Visiting Properties

You can contact us at Silc Estates by emailing info@silcestates.com to arrange property viewings to suit your schedule.

If you already have a trip to Spain planned, we can coordinate viewings during your stay. We also offer virtual viewings by video call. This allows you to view properties, explore the surroundings and ask questions without leaving home.

We are committed to showing you as many properties as you need, virtually or in person, until you are completely confident in your choice.

We also organise inspection visits. These are short, focused trips to Spain (usually 2 or 3 days) during which you can view the properties and areas that interest you most. If you purchase a property through us, we reimburse part of your travel and accommodation costs. Contact us for more information (please note that proof of payment will be required for reimbursement).

7. What You Need to Be Able to Buy a Property in Spain

To purchase property in Spain, you will need the following:

• A valid passport or, where applicable, an EU/EEA national identity card
• A foreigners’ identification number (NIE), which can be obtained from the Spanish Consulate or Embassy in your home country, or via a solicitor in Spain

Although a Spanish bank account is not a legal requirement to purchase a property, it is highly recommended for managing ongoing expenses such as electricity, water, community fees, local taxes and other household bills.

In addition, the Spanish authorities require full transparency on the origin of funds. This means you will need to present details of the bank account from which payments will be made. This is part of Spain’s anti-money laundering regulations.

It is strongly recommended that you appoint a solicitor early in the process. Your solicitor will:

• Help you obtain your NIE number
• Open a Spanish bank account on your behalf (if you give them Power of Attorney)
• Manage your property transaction from start to finish

Having professional legal support ensures a smoother, safer, and more efficient buying experience.

8. The Solicitor

It is very important that the legal formalities are handled by a competent solicitor. You should have your own representative looking after your interests when contracts are exchanged. Choose a solicitor with whom you can communicate easily in your native language, but who also specialises in Spanish property law.

Their role includes:

• Checking that the estate agent is legally authorised to sell the property.
• Ensuring that the property is free from debts, charges and legal disputes.
• Checking all contracts before you sign anything.
• Representing you at the Notary.
• Preparing the signing of the Title Deed.
• Registering the property in your name at the Spanish Land Registry.
• Helping with the transfer of utilities and translations where required.

Communication is essential. If you do not speak Spanish fluently, choose a solicitor or law firm that can explain the process and the documents clearly in a language you understand.

9. What to Do Once You Have Chosen Your Dream Home

Once you have found the property you want to buy, the next step is to reserve it by signing a reservation contract and paying a deposit. This deposit is usually non-refundable if you change your mind, so be certain of your decision before signing.

If you are buying a new-build property, the next step after the reservation is normally the purchase contract, which is signed approximately one month later together with a second payment. Each developer has its own payment schedule, and it is crucial that you:

• Understand exactly how much you have to pay and when.
• Make sure you can meet all payment deadlines to avoid penalties or losing the reservation.

Your solicitor should now begin a full due diligence investigation of the property. This includes:

• Verification of ownership and legal status
• Checking the developer’s licences and guarantees (for new-build properties)
• Reviewing the contract terms and confirming that they protect your interests

If everything is in order, your solicitor will prepare the final signing of the Title Deed (Escritura Pública de Compraventa) before the Notary. At that point, the remaining balance is paid and the property is officially transferred into your name.

10. Checking Out the Property

There are a number of important checks that need to be carried out to ensure that the property you wish to purchase really is the good buy it seems. These can be divided into four main areas:

• Legal status of the property
• Utilities and taxes check
• Legal status of home improvements
• Architect’s inspection of the property

Legal Status of the Property

Your solicitor should carry out a thorough investigation into the legal status of the property. This will include obtaining and examining an up-to-date nota simple from the Spanish Land Registry.

The nota simple is an informative extract from the Land Registry and provides important information about the registered legal status of the property, including:

• A description and identification of the property, including registered details such as its location, boundaries and surface area
• The registered owner or owners and their ownership rights
• Existing registered mortgages
• Charges, restrictions and other registered encumbrances affecting the property

Your solicitor will carry out separate checks regarding matters that may not be established simply from the nota simple, including outstanding community fees and property taxes, as well as the property's planning and building compliance.

Your solicitor will also obtain and check the relevant information from the Cadastral Registry, including:

• The cadastral reference number 
• The surface area and other cadastral details of the property 
• The cadastral plan, which can help identify extensions, alterations or additional construction that may need further investigation

The information held by the Land Registry and Cadastre will be compared with the Title Deed and the physical property to identify any discrepancies that may need to be clarified or corrected before the purchase is completed.

Occupation Documentation

Your solicitor should also check that the property has the appropriate first-occupation or subsequent-occupation documentation required under the applicable regional and municipal regulations.

For a new-build property, the relevant first-occupation documentation confirms that the completed property has followed the required administrative procedure for occupation.

For resale properties, the requirements can be different. In the Valencian Community, subsequent occupation is generally processed through a declaración responsable, subject to the applicable circumstances and municipal requirements.

This documentation is important because it may be required for certain mortgage, utility or administrative procedures. The exact requirements for contracting or changing water and electricity services can vary according to the property, municipality and utility provider.

It is also important to check this documentation carefully because when you eventually sell the property, the new buyer and their solicitor will carry out their own legal checks and may request the relevant occupation documentation.

Utilities and Taxes Check

Your solicitor should check the status of outstanding bills, community fees and property taxes and ensure that any amounts due are appropriately dealt with as part of the transaction. This includes:

• Electricity
• Water
• Gas, if applicable
• Refuse collection
• Community fees
• Local property taxes (IBI/SUMA)

These checks are important to establish whether there are any outstanding amounts relating to the property and to ensure that they are dealt with appropriately before or as part of completion.

Legal Status of Home Improvements

Any additional building work, extensions or renovations to the property should be checked to establish whether the necessary licences or authorisations were obtained and whether the work has been correctly declared and, where required, reflected in the Land Registry and Cadastre.

This can include extensions, swimming pools, terraces, enclosed areas, additional rooms or other alterations made after the property was originally constructed.

If alterations have not been correctly authorised or registered, further investigation may be necessary before purchasing the property. Depending on the circumstances, irregular works can cause legal or administrative problems and may also create difficulties when the property is mortgaged or subsequently sold.

Architect’s Inspection of the Property

For resale properties, buyers may wish to commission an independent technical inspection by a qualified architect or building surveyor.

This is separate from the legal checks carried out by your solicitor. A technical inspection can help identify construction defects, structural issues, damp, cracks or other hidden problems that may not be apparent during an ordinary property viewing.

Although this may seem like a long list, these checks are important. Identifying and resolving a problem before completion is far easier than discovering it once the property is already yours.

Community of Owners

If the property forms part of a community of owners (comunidad de propietarios), it is important to understand how the community operates.

The community is responsible for maintaining common areas and facilities, which may include:

• Swimming pools
• Gardens
• Hallways and stairwells
• Lifts
• Communal lighting
• Drainage and pipe systems

Each owner pays a share of the maintenance costs through community fees. Decisions about maintenance, improvements and other community matters are made at formal meetings, and you, as an owner, will have voting rights in accordance with the applicable rules.

Certain works to your own property, particularly those affecting the structure, façade, common elements or external appearance of the building, may require approval from the community of owners, as well as the relevant municipal licence or authorisation.

Most communities employ an Administrador de Fincas (property administrator), who carries out administrative tasks, helps ensure legal compliance and supports the president of the community. Communities vary in how they are managed, so it is worth finding out how well the community operates before purchasing.

EPC - Energy Performance Certificate

Every property offered for sale or rent in Spain must have an Energy Performance Certificate (EPC), subject to the exemptions provided by law. This certificate shows an energy-efficiency rating ranging from A (most efficient) to G (least efficient).

The EPC takes into account the property's energy consumption, including heating, cooling and hot water.

It is the seller’s responsibility (or the developer’s, in the case of a new build) to provide this document as required before the sale is completed.

11. Making Sure Your Paperwork Is in Order

Your solicitor plays an important role, not only in checking the legal status of the property, but also in making sure your own documentation is complete. The two main legal elements for foreign buyers are the NIE number and Power of Attorney (if you cannot be present for the purchase).

The NIE (Número de Identidad de Extranjero)

This is your foreigner identification number. Foreign buyers generally need an NIE to complete a property purchase and fulfil the associated tax and administrative obligations in Spain.

In some cases, it is possible to apply for the NIE through a Spanish consulate in your home country.

Alternatively, you can apply in person at a Foreigner’s Office (Oficina de Extranjeros) or a National Police Station in Spain. A solicitor with Power of Attorney can also obtain it on your behalf, without you needing to travel.

Power of Attorney (Poder Notarial)

If you are unable to attend important appointments in person, such as meetings with the Notary or the signing of documents, you can grant Power of Attorney to your solicitor or another trusted representative.

This legal document allows your representative to act on your behalf for specific transactions, including:

• Opening a Spanish bank account
• Signing contracts
• Completing the purchase and signing the Title Deed
• Managing tax filings
• Applying for your NIE

A Power of Attorney must be executed with the appropriate formalities. If granted abroad, additional legalisation or Apostille requirements may apply depending on where and how it is executed.

A Power of Attorney can make the process considerably easier if you are unable to be physically present in Spain at every stage.

Signing the Title Deed (Escritura de Compraventa)

Once all legal checks are complete and the payment schedule has been fulfilled, the final step is signing the Title Deed at the Notary's office.

The buyer has the right to choose the Notary who will officiate this signing.

The Notary will:

• Verify the identities and legal capacity of the buyer and seller
• Confirm the property details and cadastral information
• Check the registered ownership and any mortgages, charges or encumbrances affecting the property
• Check the required documentation regarding community fees and relevant property information
• Verify and record the agreed payment arrangements
• Explain the legal implications of the transaction and ensure that the deed reflects the parties’ agreement
• After signing, electronically submit the deed to the Land Registry

Once you sign the Title Deed, the sale is final. Never sign a document you do not fully understand. Ask your solicitor to explain everything in detail before signing.

After signing, you will be given a copy of the Title Deed, called the Copia Simple. The original notarial deed (matriz) remains in the Notary’s official records, and authorised copies can be issued when required. If you purchase with a mortgage, the mortgage is recorded separately in the Land Registry.

Once the property has been officially registered in your name at the Land Registry, you can receive an authorised copy of the Title Deed together with the relevant registration details. Be sure to note the Notary’s name and location in case you ever need another authorised copy in the future.

At this point, you are officially the legal owner of your new home in Spain.

12. After the Sale

After the Title Deed has been signed, there are still a few important steps to complete:

• The property should be registered in your name at the Land Registry
• The utility companies must be informed of the change of ownership

Your solicitor will normally handle these administrative changes.

You should now also settle all payments with your solicitor or legal representative. Make sure you request:

• A detailed, itemised invoice for all services provided
• Original invoices for the Notary fees, Land Registry fees and taxes paid

These documents are important for your own records, for any future sale, or in case you need to apply for refunds or make legal declarations.

Keep all your contracts, receipts, certificates and guarantees safe and organised. They form the legal and financial evidence of your property purchase in Spain.

13. Summary

Buying a property in Spain can be a very rewarding experience, but like any property purchase, it requires careful planning, informed decisions and reliable professional advice. Here are the key points to keep in mind:

• Do your research. Learn about the different regions of Spain and explore the areas where you might want to live. Who lives there? What are the amenities, public transport and lifestyle like? First-hand knowledge is invaluable.
• Think long term. Consider your current needs and how they may change in the future. Location is often more important than the property itself. Proximity to healthcare, shops, public transport and your preferred climate or social environment all play a role in your long-term satisfaction.
• Set a realistic budget. In addition to the property price, allow approximately 14% for additional costs, including taxes, legal fees, Notary fees and registration costs. Any mortgage costs should also be taken into account.
• Allow for ongoing costs. After your purchase, you will still have financial responsibilities. These include property tax (IBI/SUMA), non-resident income tax, utilities and community fees if the property forms part of a shared development. Make sure your budget covers all annual maintenance and ownership costs.
• Use an independent solicitor. This is one of the most important decisions you will make. Your solicitor should represent only your interests, have no conflict of interest with the seller or developer and preferably speak your native language fluently. They will guide you through each legal step and help protect your purchase.
• Stay involved and informed. Ask questions and request updates throughout the buying process. Make sure you understand every document before you sign it. If anything is unclear, your solicitor should take the time to explain it fully.
• Be prepared for the post-sale steps. Once the property is yours, make sure all necessary utility and tax registrations are updated. Ask for copies of all receipts, contracts and legal documentation. Keep everything organised for future reference.

Enjoy Your New Home in Spain!

We hope you have found this guide useful. Our aim is to give you a clear and comprehensive overview of the property-buying process in Spain, so you can move forward with greater knowledge and confidence.

Spain offers a wide choice of properties for every budget and lifestyle. Whether you are looking for a place by the coast, a home in the countryside or a permanent residence, there is something for everyone.

By following the advice in this guide and working with experienced professionals such as the Silc Estates team, you can soon be enjoying your own home in the sun, safely and with confidence.

Legal Support from Ábaco Advisers

This guide was produced with the support of Ábaco Advisers, an independent firm of lawyers and legal advisers specialising in Spanish property law. Established in 1999, they have been helping international clients purchase property in Spain for more than 25 years.

Ábaco Advisers offers:

• More than 25 years of experience in Spanish property law 
• A team of more than 50 experts, including lawyers, economists, tax advisers and other qualified professionals 
• Advice in 10 languages 
• A proven track record, having helped more than 40,000 clients buy a home in Spain 
• Transparent, easy-to-understand advice and legal protection throughout the purchasing process

Their services comply with Spanish law and are designed to protect their clients' interests throughout the process. Being able to communicate clearly in your own language is also an important part of their service.

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